Last updated: July 2026
XtraMula (“we”, “us”) built this app to help you track your income, bills, and remaining balance. This policy explains what we collect and how we use it.
Your email address (for your account and reminders) and the income, bill, and expense entries you create. Payment details are handled by our payment provider; we never store your card number.
To show your budget, send optional reminders and weekly summaries, and process your subscription. We never sell your data.
You can turn reminders and weekly summaries on or off in Settings, and you can delete your account at any time, which removes your data.
We keep your data only as long as your account is active. Budget entries (income, bills, expenses) and synced transaction data are retained while you use XtraMula and are deleted when you delete your account or disconnect a linked bank account. When you disconnect a bank, we immediately invalidate the Plaid access token and remove the associated item, accounts, and synced transactions on our side; Plaid holds the underlying connection for a short period as required by law before fully removing it.
Subscription records are retained for the lifetime of your account for billing and tax-record purposes, and removed when your account is deleted. We retain limited transaction logs necessary to prevent fraud and abuse only for as long as needed for that purpose.
To request deletion of your data at any time, use “Delete account” in Settings or contact us through Help & support. We respond to verified deletion requests within 30 days. This retention and deletion policy is reviewed at least annually to ensure continued compliance with applicable privacy laws.
Questions? Reach us through Help & support in Settings.